The biggest fear for seniors in retirement: Running Out of Money.
The most frequently cited retirement fear is “Outliving My Savings.”
Fifty two percent of all workers (young and old) say they fear outliving their savings and investments, and 42% are concerned they will not
be able to meet the basic financial needs of their household.
We focus on long-term strategies for our clients. We show you how
to plan for tax-free income in retirement. Let us show you how!
I wish we called it Income Replacement because we can’t replace the person who's gone, but we help you put a plan in place to replace their income that is specific to your life.
Long Term Care
Many people have a gap in their long-term plan because they have not taken into account what happens in the case of a long-term illness. We help you select a range of care options and benefits that allow you to get the services you need, where you need them.
A complete financial plan should always include some form of “mailbox” money (or guaranteed income like a pension). Annuities are like building a personal pension. Studies show that retirees are happier and live longer when they are not worried about outliving their income.
What Our Clients Say
“Juanita helped put a plan in place for our family, and when my husband passed, we were able to fully realize this plan. As a now single parent of 5, we will not have to worry about finances.”
Cedar Park, TX
"I was concerned that I would outlive my retirement funds, but the team at JStephens Wealth Management helped me put a plan in place that ensures I will never outlive my funds."
"I was so glad that Juanita mentioned long-term care to me. I bought a policy that I was later able to utilize when I became ill."
1000 Gattis School Rd.
Round Rock, TX 78664
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